Exclusively for NHS suppliers
“Since 2013, Tradeshift has been a key partner to the NHS SBS, and we’re thrilled to be part of the release of this groundbreaking new product, Tradeshift Cash. This initiative is set to deliver significant value to our suppliers.”
Phillip Dolan
Head of Procure to Pay
NHS SBS
Key benefits of Tradeshift Cash
Backed by HSBC
Enjoy the security and scale of one of the world’s leading financial institutions.
Funding is provided directly by HSBC, ensuring trust, stability, and fast access to capital.
Fast & frictionless
Apply in minutes, get funded in hours. Tradeshift Cash is fully embedded in your existing invoicing workflow, eliminating manual steps and saving you time and effort—no paperwork, no delays.
No fees
Early payments at a competitive rate. No hidden charges, no service fees, no arrangement fees—just a simple discount charge. Clear, transparent pricing makes it one of the most cost-effective ways to boost your cash flow.
How it works
Issue invoice
You provide goods / services to the buyer and invoice them on Tradeshift as usual. HSBC automatically take care of the rest.
Get paid
HSBC advance up to 90% of the invoices value and you receive cash in your business account within 24 hours.
Make repayment
You repay the balance to HSBC when funding falls due, in line when your customer is expected to pay you.
Release limit
Your repayment frees up your limit to fund your next invoices.
Fast Invoice Payments. No Extra Fees. Fully Integrated.
- Cash on the same working day as you upload your invoice
- Receive up to 90% of the value of your invoices
- No service fee, no arrangement fee, only a single
discounting charge
- Just invoice using Tradeshift as you do today – no need to upload more information
- All accessible within your Tradeshift platform
Is Tradeshift Cash right for your business?
Unlock the value of your invoices—quickly, easily, and without the hassle. Tradeshift Cash may be a perfect fit if:
Have outstanding invoices
You’ve got cash locked in outstanding invoices and want to put it to work fueling growth.
Need cash flow to keep up
Your sales are growing fast, and you need your cash flow to keep up.
Less time chasing payments
You’re looking for predictable cash flow and less time spent chasing late payments.
How to get started?
Set up a call
Set up a call with a business specialist.
Complete a form
Complete an enrollment form in less than 30 minutes.
Apply
Apply to Tradeshift Cash.
Get Enrolled
You can be fully enrolled within 2 weeks.
Hi there, I’m Nathanial Rosney.
I’m leading the launch of our exciting new product: Tradeshift Cash. If you’re interested in learning more or would like a personal demo to see how it works in action, just fill out the form and I’ll be in touch shortly.
Looking forward to connecting,
Nathanial
Tradeshift Cash FAQs
Tradeshift Cash is an embedded invoice financing solution within the Tradeshift platform, designed to help suppliers receive early payments on their invoices. This service enables businesses to improve cash flow by accessing funds before the standard payment terms, within 1 business day.
Once enrolled, you can expect same day advance payment for your invoices that are raised before 2.30pm on a business day, otherwise on the next business day.
For now we can offer up to £300k, and for simplicity we have the options of either £100k or £300k. We would recommend choosing the limit depending on how much invoices on average are open in Tradeshift with the buyers in scope.
Your invoices are expected to be eligible for advance as outlined in your agreement with HSBC, i.e. receivable with specified buyers (NHS bodies and associated trusts) and receivable that isn’t paid in cash; disputed; more than available funding limit; overdue beyond the maximum funding period or otherwise materially overdue for payment, etc. We can designate an invoice as ineligible for funding at any time if they are described as above or if they otherwise trigger any risk controls.
In short, yes, for the period it has been advanced.
The discounting charges are accrued on a daily basis on the advances you receive for the period they remain outstanding, and they get collected when the outstanding balance is settled. Outstanding balance is settled when we receive remittances. The period between the advance and the repayment remittance is the funding period that will attract a discounting charge. The maximum funding period is 120 days. However, if and when any invoice is settled and we have visibility on this on the Tradeshift platform, remittance is expected. For a £100k facility, we expect to receive remittances from you, within 7 days of the invoices being marked as paid by your buyers. For a £300k facility, we expect to receive remittances from your buyers, within 10 days of the invoices being marked as paid by your buyers. Therefore depending on when the remittance is received, whether it is earlier or later than expected, the actual funding period will be charged.
No, you absolutely do not need to be an HSBC client today to qualify for Tradeshift Cash.
You can contact cash@tradeshift.com and the team will validate key details with you, including your consent for HSBC to do an Experian search on your business for the purpose of credit approval. If you are not an existing HSBC customer, you will need to provide some additional KYC information to enable the bank to onboard you as a customer, which a dedicated Relationship Manager will help guide you through.
Yes, you can opt out by notifying your HSBC Relationship Manager of your intention according to the agreed notice period, which will be clearly set out in your agreement with HSBC. Any outstanding borrowed amounts will need to be repaid by you at the point of facility closure.