Invoice financing with early payments: get paid on your terms.
Invoice Financing with Tradeshift Cash
Early and reliable invoice payments no matter your buyers’ payment terms. Tradeshift Cash provides invoicing financing without the paperwork or waiting. Get the cash you need now—it’s that simple.
Invoice financing on the best terms: yours.
Tradeshift Cash is an invoicing finance solution that helps suppliers get paid early on their invoices on the Tradeshift platform. If you have a good relationship with your buyer, you can get paid immediately, regardless of your invoice terms. Onboarding is free and easy, and no change to payment terms is required.
Fast funding without all the complex paperwork.
No one likes waiting to get paid—or worse, not knowing when. Tradeshift Cash enables fast and predictable buyer payments on all your invoices. Accelerate payments on all eligible invoices with a small interest fee without filling out extra applications or heading to external portals. Unlike traditional supply chain finance, you control when you get paid.
Embedded finance means cash is just a click away.
Tradeshift Cash is easy to access because it’s embedded right on the Tradeshift platform. As a seller, this reduces dependency on your buyer for underwriting by using historical and real-time data instead. You won’t have to fill in pages of forms or go through endless checks like you would with a bank loan or buyer-side program. Sign up and start getting paid—it’s that simple.
How does Tradeshift Cash benefit sellers?
Tradeshift Cash is more than receivables financing; it’s money right when you need it
Tradeshift Cash improves business cash flows, speeds payment, lowers borrowing costs and increases operational stability. Best of all, it’s incredibly easy to access through the Tradeshift Network.
Benefits of Tradeshift Cash to you as a seller:
- Improved Liquidity: Stronger, more predictable cash flows mean financial stability and operational continuity.
- Get paid quickly: Once eligible, invoices can be financed immediately.
- Lower borrowing costs Tradeshift Cash is much more affordable than a line of credit or corporate credit card.
- New growth opportunities: With improved cash flow, your business grows faster.
Are you ready to get paid faster? Learn more about how to apply for financing directly within the Tradeshift platform.
How does Tradeshift Cash benefit buyers?
Tradeshift Cash is receivables financing for your suppliers - but how does it benefit you as a buyer?
As a buyer, you probably know that many of your SMB suppliers may lack access to reliable financing solutions. This restricts their growth and introduces risk into your supply chain.
Our platform-embedded finance solution, Tradeshift Cash, offers easy and fast invoice financing to sellers on the Tradeshift platform. The invoice financing that Cash provides improves your suppliers’ cash flow and indirectly helps you because they’ll be more motivated to join Tradeshift and, therefore, support your business’s overall digital transformation.
Benefits of Tradeshift Cash to you as a buyer:
- Less Pressure to Pay: Invoice financing reduces dependence on short payment cycles. Days Payable Outstanding (DPO) could even be increased.
- Supplier Stability: More robust cashflows mean financial stability, higher inventory levels and operational continuity.
- Negotiation Power: Extending payment terms is possible with early payment options.
- Preferred Customer: Access to financing makes you a more valuable customer.
In short, Tradeshift Cash builds resilience and reliability into your supply chain, benefitting you and your supplier.
User Interface
Invoice financing embedded right on the Tradeshift platform
Invoice Financing - FAQ
Invoice financing involves a lender using outstanding invoices as security to obtain funds, allowing you to access a portion of the invoice value rapidly, typically within 24-48 hours.
In invoice factoring, the transaction fee is deducted from the advance before the funds are deposited into your bank account. When your client pays the invoice, no long-term commitments are involved. In contrast, invoice financing includes a portion of the fee in each payment.
Invoice financing, also known as invoice discounting and accounts receivable financing, involves borrowing money against your company’s outstanding invoices.
Invoice financing is a specific type of receivables financing that provides sellers nearly the total value of their accounts receivable minus the provider’s fee. The majority of this amount is paid upfront.
In invoice factoring, a supplier sells their invoice(s) to a factor, such as a bank or financial institution, at a discount. This allows the supplier to receive the invoiced amount immediately while the factor takes on the responsibility of collecting payment from the buyer. Conversely, in reverse factoring, the buyer initiates the process instead of the supplier.